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About BOK Financial

We began in 1910 as a regional source of capital for the energy industry; we’ve become one of the strongest, most vibrant financial institutions in the country, fueling economic growth and security across the American Midwest and Southwest. From our roots in Tulsa, Oklahoma, we’ve grown into a leading provider of sophisticated financial solutions to businesses, institutions and individuals across the country.

We are nimble and responsive to changing market and industry conditions, while taking time to build enduring relationships with our clients.

We believe that no financial challenge is too big and no opportunity too small to make an impact. We are guided by our commitment to serving our clients, providing a positive work environment for our employees and making a difference in the communities we serve.

Investor Presentation

NASDAQ: BOKF

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Fourth Quarter Earnings

I am exceptionally proud of the BOKF team and our results this year - the second highest earnings we have ever achieved. Our focus at BOKF has always been on providing long-term shareholder value driven by our diverse business model and talented team, both of which empower us to perform well during any economic environment. This was once again proven when the industry faced stress in the first half the year and our company was well prepared. Our disciplined risk management, which extends beyond the credit risk management that has long been a strength, resulted in strong levels of capital and liquidity at a critical time. We took advantage of this position to thoughtfully grow when others were pulling back. We have made real investments in growing our core C&I loans, while also investing in people and new markets like central Texas. While the fourth quarter was exceptionally noisy with numerous non-recurring items, our core results were very strong serving as a great starting point for 2024.

Stacy Kymes President and Chief Executive Officer

Stacy Kymes - President and Chief Executive Officer

Our Leadership

The depth of expertise across BOK Financial Corporation’s leadership is second to none. A practiced, knowledgeable leadership team coupled with a robust board of directors who possess a breadth of knowledge, both inside and outside of our economic footprint, adds a diverse perspective to our organization.

Our Family of Brands

BOK Financial Corporation has a long-time commitment to serving customers and communities throughout the United States. It provides a wide array of banking, fiduciary and investment services through our regional bank brands, a broker dealer, four registered investment advisor firms and an electronic funds network.

Regional United States map showing our locations

Full Service Banking Markets

Albuquerque
Arizona
Arkansas
Colorado
Kansas
Missouri
Oklahoma
Texas

Retail and Commercial Banking

Group of 4 logos representing BOK Financial, Bank of Albuquerque, Bank of Oklahoma, Bank of Texas

Wealth Management

Group of logos representing our family of Wealth Management brands

Transaction and Processing

Logo - Trans Fund, making money move

Mortgage

Logo, B O K Financial, Mortgage