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About BOK Financial

We began in 1910 as a regional source of capital for the energy industry; we’ve become one of the strongest, most vibrant financial institutions in the country, fueling economic growth and security across the American Midwest and Southwest. From our roots in Tulsa, Oklahoma, we’ve grown into a leading provider of sophisticated financial solutions to businesses, institutions and individuals across the country.

We are nimble and responsive to changing market and industry conditions, while taking time to build enduring relationships with our clients.

We believe that no financial challenge is too big and no opportunity too small to make an impact. We are guided by our commitment to serving our clients, providing a positive work environment for our employees and making a difference in the communities we serve.

Investor Presentation

NASDAQ: BOKF

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First Quarter Earnings

The strong financial results in the first quarter are a testament to our diverse business model, strong operating geographies, and disciplined approach to risk management that has long been critical to our ability to sustain success. Our peer-leading tangible capital ratio paired with our balance sheet liquidity have served us well over the last 45 days with the disruptions in our sector. The disruptions and almost unprecedented level of rate volatility in the quarter have demonstrated our ability to both manage critical risks well while also continuing to post strong financial results for our shareholders. In fact, this quarter was the second highest pre-provision net revenue in our history. The first quarter showed sustained revenue in our non-interest income businesses, continued loan growth, and an efficiency ratio below 57 percent. While we cannot be totally immune from the macro economy, we believe this is exactly the environment where we can be most differentiated. Our interest rate, liquidity, and credit risk management are strong and we remain focused on increasing top line revenue in exceptional growth markets.

Stacy Kymes President and Chief Executive Officer

Stacy Kymes - President and Chief Executive Officer

Our Leadership

The depth of expertise across BOK Financial Corporation’s leadership is second to none. A practiced, knowledgeable leadership team coupled with a robust board of directors who possess a breadth of knowledge, both inside and outside of our economic footprint, adds a diverse perspective to our organization.

Our Family of Brands

BOK Financial Corporation has a long-time commitment to serving customers and communities throughout the United States. It provides a wide array of banking, fiduciary and investment services through our regional bank brands, a broker dealer, four registered investment advisor firms and an electronic funds network.

Regional United States map showing our locations

Full Service Banking Markets

Albuquerque
Arizona
Arkansas
Colorado
Kansas
Missouri
Oklahoma
Texas

Retail and Commercial Banking

Group of 4 logos representing BOK Financial, Bank of Albuquerque, Bank of Oklahoma, Bank of Texas

Wealth Management

Group of logos representing our family of Wealth Management brands

Transaction and Processing

Logo - Trans Fund, making money move

Mortgage

Logo, B O K Financial, Mortgage